ranjit ranaHi Gaurav! Patta is a document containing information like ownership of the land, survey number and location details. While purchasing a property it is very important to check the patta document of the property and upon purchasing one must apply for a patta transfer at the concerned taluk's office. You can refer to the link: https://bit.ly/2R3cw01 to see a sample application for patta transfer. Along with the signed copy of this application you will have to submit the encumbrance certificate, copy of sales deed and property tax receipts.
koena kashyapHi Gaurav, you can check the land records- Khatian and plot information in West Bengal using the official portal- Banglarbhumi [http://banglarbhumi.gov.in/eDSS/indexAction.action]. It is a convenient way to know access the land records and download your property details.
koena kashyapHi Ahuja, you can apply for a certified copy of sanctioned building plan from the MCD, use this link to explore the details - www.mcdonline.gov.in. Also, you can consult a legal expert to assist you with the process.
DheerajHi Suresh, usually banks divide cities into three zones i.e. white, grey and black. They easily sanction loan for the people living in white zones For grey zones, they ask for documentations which can prove customer's creditworthiness before providing loan. For black zones, banks usually refuse to sanction loan. I think there should not be any risk if you maintain a healthy relationship with the banks and are paying dues on time. Still, you can consult about this from a property law expert/property consultant.
Ask & Answer ModeratorIf you are purchasing a property in a cooperative society, you need the following papers for a home loan: Original share certificate of the Society, allotment letter from the society in your name, copy of the lease deed, if executed, certificate of the registration of the society, copy of the byelaws of the society, no objection certificate from the society, 7/12 extract or property register card in the society's name, copy of N.A permission for the land from the collector, search and title report(with the details of documents) for the last 30 years, copy of order under the Urban Land ceiling Act, copy of the building plans sanctioned by the competent authority, commencement certificate granted by Corporation / Nagar Palika, the latest receipts of taxes paid, original Agreement to assign / Deed of assignment.
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