Hi Adil, the air quality index of Delhi NCR is at a very high level due to the stubble burning in neighbouring states, and the situation is expected to remain the same in the next few months. While Nirala Aspire is located in Sector 16, Greater Noida, you can expect the pollution level to be high as the locality is not well-developed, and there are various other under-construction projects which increases the pollution and dust level.
At present, there are 2 banks offering home loan facility, i.e. LIC HFL and HDFC Home Loans. You can get your CIBIL score checked before applying for the loan.