The Union Budget 2022 should emphasise housing for the economically weaker sections and make efforts to expand schemes for a wider reach of the Housing for All program. Linking Mahatma Gandhi National Rural Employment Guarantee Act scheme (MNREGA) to Pradhan Mantri Awas Yojna (PMAY) subsidies could put more money in the hands of the poor.

Dr Rajan Samuel, MD, Habitat for Humanity India, expects this year's Budget to link subsidies under housing schemes like PMAY with MNREGA to add on to cash liquidity with the poor. He further suggests that incentives of upto Rs 20,000 be given to complete house constructions within six months. These measures could benefit the poor who are in dire need of housing.


Emphasising on housing schemes for economically weaker sections, he further adds that housing microfinance and incremental house construction through conditional cash transfer could play a pivotal role in raising the effectiveness of such schemes.

He also shares that the reach of PMAY should be expanded to include more beneficiaries. The affordable rental housing schemes should also be expanded to fulfil the housing needs, especially in urban areas. He feels that if such steps are taken, the government can easily fulfil the target of housing for all.