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Rishi Mehra

Rishi Mehra

Co-Founder Deal4loans.com

The author holds a Masters Degree in E-business and Internet Systems from the Durham University, UK. He co-founded Deal4loans.com, a Delhi based start-up that has pioneered the concept of online comparison for retail loans in India through an online loan information and application portal, providing users with valuable information.

Tips to close a home loan
Home Loan

Tips to close a home loan

Availing a home loan and repaying it over 15-20 years can be tiring and time-consuming for many homeowners; however, you must be cautious when closing…

Rishi Mehra, Co-founderApr 12, 2023 17941
How Subvention Schemes work: Advantages and Disadvantages
Home Loan

How Subvention Schemes work: Advantages and Disadvantages

Subvention schemes have been quite a buzzword in real estate for some time now. However, the technicalities of the subvention scheme are still not as…

Rishi Mehra Co-FounderFeb 02, 2024 19987
Hidden points in a home loan document
Home Loan

Hidden points in a home loan document

Rakesh, an engineer, had availed a loan to purchase his dream home five years ago. He had taken the loan on a fixed rate of…

Rishi Mehra, Co-FounderJan 13, 2023 2369
Home loan refinance: Reduce your EMIs and save more
Home Loan

Home loan refinance: Reduce your EMIs and save more

The author talks about the benefits and things to keep in mind while opting for a home loan refinance. Refinancing of home loan is getting…

Rishi Mehra Co-FounderMay 20, 2016 1264
Should you prepay your home loan?
Home Loan

Should you prepay your home loan?

Prepaying loan may help you save on EMIs or interest outgo during the entire loan tenure. What is more beneficial? Should I prepay my home…

Rishi Mehra, Co-FounderNov 17, 2015 866
Buying an auction property
Purchase

Buying an auction property

Auctioning of properties is a common concept, however, buyers are wary of their investment prospects and legitimacy. Here’s everything you would like to know about…

Rishi Mehra, Co-FounderNov 06, 2015 6219
With banks lowering interest rates, should you wait more?
Home Loan

With banks lowering interest rates, should you wait more?

With the RBI Governor slashing Repo Rates for the fourth time this year, banks are under pressure to pass on the benefits to the buyers.…

Rishi Mehra, Co-FounderOct 07, 2015 885
Should you wait for banks to lower home loan interest rates?
Home Loan

Should you wait for banks to lower home loan interest rates?

After RBI started cutting down repo rates, several banks lowered home loan interest rates. But should you wait for these rates to come down further?…

Rishi Mehra, Co-FounderSep 16, 2015 1847
Nuances of changing your home loan lender midway
Home Loan

Nuances of changing your home loan lender midway

If you have taken a home loan, considering to change your lender midway could be a good decision for your monthly savings. Here's why most…

Rishi Mehra, Co-FounderSep 01, 2015 1047
Should you change your bank in the middle of home loan tenure?
Home Loan

Should you change your bank in the middle of home loan tenure?

The interest rates on home loan are generally between 9.5 per cent and 12 per cent and switching to lower interest rate ensures good savings.…

Rishi Mehra, Co-FounderAug 21, 2015 1764
Advantages and disadvantages of taking a Joint Home Loan
Home Loan

Advantages and disadvantages of taking a Joint Home Loan

Having a co-borrower, or simply, a Joint Home Loan has various advantages such as higher loan amount, tax benefits and repayment flexibility.  We all have…

Rishi Mehra, Co-FounderAug 04, 2015 7307
All you wanted to know about reverse mortgage
Home Loan

All you wanted to know about reverse mortgage

Instead of paying EMIs to buy a home, what if your home earned you EMIs in your old age? This very concept is Reverse Mortgage. …

Rishi Mehra, Co-FounderJun 12, 2015 1726
Fixed versus floating home loan interest rates
Home Loan

Fixed versus floating home loan interest rates

When shopping for home loans, it is always difficult to choose between floating interest rates and the more stable regime of fixed rates of home…

Rishi Mehra, Co-FounderMay 20, 2015 1437
Is it the right time to avail Home Loan?
Home Loan

Is it the right time to avail Home Loan?

With RBI cutting down interest rates twice by 25 basis points, is it a good time to avail home loan and invest in real estate?…

Rishi Mehra, Co-FounderMay 04, 2015 1449
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